Wolfie Knows Shit from Shinola: Sock it Away in that 401k!
Wolfie throws his kibbles 'n' bits in with the money wonks at the Investment Company Institute, the Employee Benefits Research Institute, and the spreadsheet jockeys at Putnam. To get anything out of that 401k, you've got to put something into it.
"My foremost advice to you is to put as much as you possibly can into your master's retirement plan/401K, up to the company's match (but not over the match! say "no" to that!). Or you can approach financial security like me, Wolfie, and find someone else to provide you with food, water and a cushion to sleep on. Good luck, Reader! Namaste!"
No doubt his advice on not exceeding the match serves retirement tax-diversification purposes: go beyond the 401k and chip in to that Roth IRA - no taxes on the Roth when you retire and start withdrawals. Tear the roof off the mothersucker!
We wait with 'bated dog breath for the next installment of The Wolfie Report. More good advice than a Psycho Suze/Dr. Phil mashup with less than 10% of the insanity, and more than 20 times the beauty and trashy celebrity magazines. Write soon, Wolfie, when you get done chillin' in the shack with Sheila E, Jazzy B, and Spoonie G, you little Metropolitician!